Times Black ICICI Bank Credit Card: Benefits, Fees & More 

Bio

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

  • 24 Dec 25
  • 5 mins
times black icici bank credit card

Times Black ICICI Bank Credit Card: Benefits, Fees & More 

avatar of ankit rahangdale
avatar of ankit rahangdale Ankit Rahangdale
  • 08 Mins
  • 24-12-25

Key Takeaways: 

  • Earn 2 reward points on domestic spends and 2.5 reward points on international spends.
  • Get unlimited access to international and domestic airport lounges.
  • Enjoy a complimentary Zomato Gold membership annually.
  • Earn multiple luxury gift vouchers on meeting spend criteria starting from ₹2 lakh.
  • Get a refund on flight and hotel booking cancellations up to ₹12,000.

Unparalleled privileges await those who appreciate a refined lifestyle with the Times Black ICICI Bank Credit Card. From premium luxury stays worth ₹20,000 to everyday rewards, this card fits well into a modern, experience-driven lifestyle.

Continue reading to explore the full range of premium perks, luxury gift cards and reward points this card has to offer.

Times Black ICICI Bank Credit Card Benefits

times black icici bank credit card

With Times Black ICICI Bank Credit Card, you can get access to the Elite Club and events at The Quorum Club.

In addition, you can get discounts on dining at partnered restaurants.

Here are the other benefits of this card:

  • As a cardholder, you can earn 2.5 reward points on international spends and 2 reward points on domestic purchases. 
  • You can enjoy 6 exclusive lifestyle management services with CribLife. 
  • The card offers unlimited domestic and international lounge access.
  • You can get an annual membership to Zomato Gold.
  • As a cardholder, you can get a gift card for a luxury stay from EaseMyTrip or Lohono worth ₹10,000 and ₹12,000, respectively.
  • If you spend ₹20 lakh, you can get a one-night luxury stay of ₹20,000 at Lohono or Ayantana.
  • You can get travel visa benefits worth ₹10,000 with OneVasco and Atlys.
  • The card offers lifestyle gift cards from Toni & Guy worth ₹3,000 and from Interflora worth ₹1,000.
  • If you spend ₹10 lakh, you can get a Tata CLiQ luxury gift card of ₹10,000.
  • On spending ₹5 lakh, you can get WeWork day passes within India or airport transfers from Thumby Aviation, Indian Travel House or Avis.
  • If you spend ₹2 lakh, you can get access to Klook’s international experiences worth ₹10,000.
  • You can get a refund of flight and hotel cancellation charges of up to ₹12,000.
  • A fuel surcharge waiver of 1% is allowed with the card.
  • Free of cost concierge assistance on the toll-free number is available.

Times Black ICICI Bank Credit Card Fees

The joining fee and annual renewal fee for Times Black ICICI Bank Credit Card are ₹20,000 each in addition to applicable GST. However, the fee for the supplementary card is ₹3,500. 

You can get the annual fee waived off if you spend ₹25 lakh using the card in the preceding year. Here are the other charges for this card:

ParameterCharges
Forex Markup1.49%
ATM WithdrawalNil
If Only the Minimum Due Amount Is Paid3.75%
Late Bill Payment Fees₹100 to ₹1,300
Card Replacement Fee₹3,500
Reward Redemption Handling FeeNil

Times Black ICICI Bank Credit Card Eligibility Criteria

To apply for the Times Black ICICI Bank Credit Card, you need to be a citizen of India above 21 years. If you are a salaried individual, you need to have a minimum monthly income of ₹2 lakh.

In case you are a self-employed individual, your annual income should be at least ₹24 lakh.

Things to Remember About Times Black ICICI Bank Credit Card

Here are the key points you should keep in mind to make the most of your Times Black ICICI Bank Credit Card: 

  1. Times Black Mobility Wallet

With the Times Black Mobility Wallet on the Times Black app, you can access exclusive services from BLADE India, Indian Travel House and Avis. Spend ₹5 lakh and your wallet will be credited with 10,000 points worth ₹10,000. You can redeem these points according to your eligibility.

  1. Reward Redemption Value 

Each reward point can be worth up to ₹1. However, when redeemed against your monthly credit card statement, the value of each point is ₹0.40. So choose wisely to get the maximum benefit from your points.

  1. Seamless Bill Payments

Missing your credit card bill payment before the due date can attract interest charges of up to 45% per annum, along with late payment fees. Timely payments help you avoid these extra costs.

For this, download the Pice app, link your card and stay on top of timely payments!

Footnote:

  • No need for any physical documents to apply for this card.
  • Get an air accident insurance cover of ₹1.4 lakh. 

To know more about Times Black ICICI Bank Credit Card, click here.

FAQs

What type of card is the Times Black ICICI Bank Credit Card?

The card is issued by ICICI Bank in collaboration with Times Internet Limited and Visa. It offers luxury benefits for ultra-high net worth individuals.

Does Times Black ICICI Bank Credit Card offer lounge access?

The Times Black ICICI Bank Credit Card offers unlimited access to both domestic and international airport lounges.

How long can I avail the milestone benefits on Times Black ICICI Bank Credit Card?

The milestone benefits on Times Black ICICI Bank Credit Card remain valid for 6 months. You need to use them within the mentioned tenure to avoid losing the benefits.

What is the foreign transaction fee on Times Black ICICI Bank Credit Card?

The foreign transaction fee for Times Black ICICI Bank Credit Card is 1.49%. This is the rate you pay for foreign currency conversion using this card.

What are the limits of reward points earned on Times Black ICICI Bank Credit Card?

You can earn a maximum of 5,000 reward points per billing cycle on Times Black ICICI Bank Credit Card for categories like utility bill payments, education payments, insurance premium payments and government payments like tax, court payments and others. Notably, you cannot earn rewards on EMI transactions, rent payments and fuel transactions. 
About the author
Ankit Rahangdale

Ankit Rahangdale

Ankit Rahangdale is a seasoned finance professional with a distinguished background as a Chartered Accountant. Currently, he leads the Finance Department at Pice. With over five years of invaluable experience in the banking and finance sector, honing his expertise through esteemed institutions such as ICICI Bank and Standard Chartered Bank.

by Sandipan Mitra

Key Takeaways Kotak Solitaire Credit Card offers up to 10...
  • 24-12-25
  • 5 mins
0
Check your Credit Score for Free
Check Now